Restaurant Insurance

Restaurants can be high risk environments, both for customers and for employees. Even the most stringently applied health and safety procedures can’t prevent accidents from happening occasionally. For this reason, it is important to have restaurant insurance.


Whatever your restaurant insurance needs are, Britannia can cater for them. We offer different options to suit different food businesses so we can tailor an insurance package to your individual requirements. If your business is more unusual or complex, we can arrange a bespoke policy instead, where you can choose what you want from a “menu” of covers.


If you’re a restaurant owner and interested in any of the insurances we can provide, don’t hesitate to get in touch.

Key Covers

                                                                                                                    • Stock • Frozen Food & Deterioration of Stock • Wines & Spirits Stock • Trade Contents, fixtures & fittings • Business Interruption & Book Debts • Public Liability • Product Liability • Employers’ Liability • Goods in Transit