Public Liability Insurance

Despite your best intentions accidents do happen. As a business owner or employer, you have a legal duty to protect the public from injury or wrongful acts (whether deliberate or negligent) by your business or your employees. If a member of the public is injured or there is damage to property, you could be held legally responsible and risk a lawsuit. And that is why Public Liability Insurance is so essential.

Why have Public Liability Insurance

  • Even if you don’t have visitors to your office, you could still suffer a public liability claim against your business.
  • Anyone working for you could trigger a public liability claim against your business if their actions injury a client or member of the public.

How Britannia Public Liability Insurance protects you

  • Covers you for when you have to pay compensation because a client, contractor or member of the public has been injured.
  • Covers legal fees when defending a claim.


If you’re interested in Public Liability Insurance, get in touch with us and we’ll see what we can do to help.